Your Provider’s Favourite Provider

When someone opens a new bank account, signs up for a social app, or submits an insurance claim, they expect instant access. Behind the scenes, businesses are under pressure to deliver a smooth, secure experience without slowing anyone down.

That’s where TMT ID comes in.

Our APIs work silently in the background, from authentication at onboarding to fraud detection.

Our data also supports some of the world’s most widely used identity verification and fraud prevention platforms.

We’re your provider’s favourite provider, with billions of queries a month, quietly powering the trusted services behind the services you know.

Why Strong Verification Matters More Than Ever

Online platforms have evolved, but so have the threats. Identity theft, synthetic identities, SIM-swap fraud, and authorised push payment (APP) scams are becoming more frequent and more sophisticated. Meanwhile, regulatory demands continue to grow across KYC, AML, GDPR, PSD2, and more.

When businesses get verification wrong, the risks are high:

• Financial loss due to fraud
• Penalties from regulators
• Loss of customer trust
  

Verification and fraud prevention are no longer optional; they’re foundational. The challenge is getting it right without frustrating genuine users.

Security Without the Friction

Older verification methods can feel clunky or intrusive. Our approach is different. TMT ID’s API-first solutions deliver intelligent, real-time decisions without interrupting the customer journey.

Why an API-first approach works:

• Invisible to the user – Checks run in the background, so legitimate users experience no delays.
• Smart and adaptive – Only high-risk cases are flagged for extra checks.
• Real-time speed – Sub-second response times keep everything moving.
• Scalable – Our systems handle millions of daily requests.
• Flexible – Easily integrates into existing systems and user flows.

What We Offer: API Products Built for Trust

TMT ID provides a full suite of mobile intelligence APIs to verify users, protect transactions, and support compliance, all at speed and scale.

Customer Lifecycle Management

• Onboarding checks – Validate phone numbers, spot anomalies, and filter out fraudsters.
• Authentication – Verify returning users with silent mobile signals.
• Transaction protection – Detect suspicious patterns and stop fraud in real time.
• Data accuracy – Clean and enrich customer records automatically.

Compliance & KYC

• Global checks – Meet AML, KYC, PSD2, FCA and GDPR obligations.
• Multi-factor verification – Add mobile signals as a frictionless layer of assurance.
• Regulatory reporting – Support your teams with the data they need, when they need it.

Age Assurance

• Real-time age verification – Protect minors and meet legal requirements in sectors like gaming, gambling, and finance.

SMS & Voice Routing Intelligence

• Call forwarding detection – Spot redirection tactics used in account takeovers.
• SIM swap checks – Stop fraud based on recent SIM changes.
• SMS delivery integrity – Ensure critical messages and OTPs reach the right person.

Fraud Prevention

• Telephony fraud defence – Detect SIM swaps, call forwarding abuse, and spoofing.
• APP fraud detection – Flag high-risk payment scenarios before money moves.
• Insurance fraud analytics – Verify claims and surface suspicious behaviour.
• Account takeover protection – Use multiple signals to stop ATOs in their tracks.

Our APIs are designed not only for direct integration by banks, insurers, and marketplaces but also for deployment by major IDV and risk solution providers looking to enhance their own platforms.

Who We Work With

TMT’s solutions are trusted by leading businesses across a wide range of sectors:

Banking & Finance

• Secure onboarding and logins
• Combat APP fraud and ATOs
• Meet KYC/AML obligations

Insurance

• Confirm claimant identity
• Detect suspicious claims
• Protect end-to-end digital journeys

Social Media Platforms

• Filter out fake accounts
• Verify genuine users
• Build safer online spaces

Identity & Fraud Prevention Platforms

• All services – power the platforms that power others

Fintech & Payments

• Stop synthetic identity fraud
• Verify age and identity in real time
• Protect payment flows

eCommerce & Marketplaces

• Verify buyers and sellers
• Detect fraudulent transactions
• Build trust at checkout

Gaming & iGaming

• Enforce age restrictions
• Prevent bonus abuse and ATOs

Telecoms

• Protect voice and SMS traffic
• Stop SIM-based fraud vectors

From global banks to fast-growing startups, our tools are helping businesses stay compliant, reduce fraud, and protect users, without compromising on speed or experience.

Why Leading Platforms Choose TMT ID

Scalable and resilient – Our APIs support some of the world’s most demanding platforms.
Truly global – We offer network intelligence and verification across markets and carriers.
Lightning-fast – Sub-second response times come as standard.
Easy to integrate – Designed to work with your tech stack, your way.
Expert-driven – Our team has deep experience in telecoms, mobile identity, and fraud prevention.
Chosen by leading IDV providers – Our APIs underpin services offered by top-tier verification and fraud prevention platforms.

Trust That Works Quietly, But Powerfully

The most trusted services are the ones that work invisibly in the background, checking, verifying, and protecting.

That’s what we do at TMT. Our mobile intelligence APIs enable social apps, banks, fintechs, insurers and marketplaces to stay one step ahead of fraud and compliance challenges, without ever slowing down the user.

Ready to strengthen your platform’s defences without adding friction?
Contact TMT ID, and we’ll show you how.